Appletree Insurance Blog |
 A bond issuer buys bond insurance to ensure that bondholders will get their money back in full in the event of default of the issuer, including the principal and any related interest payments. Bond insurance aims to raise the issuer's credit rating to lower the required interest payments and increase the bonds' marketability to potential buyers.
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 Businesses need business insurance to cover the costs of liability and property damage claims. Business owners risk paying for costly repairs and legal defense costs out of pocket if they don't have business insurance. Depending on the incidence, this could be financially disastrous for business owners.
 Auto insurance claims are a process by which you, as a policyholder, can seek reimbursement for losses or damages you have incurred due to a car accident or other covered event. The claims process typically involves:
 Homeowners' insurance may cover damages to a person's home and personal property, including appliances, as long as the damage is caused by a covered event listed in the policy. The homeowner's insurance could cover repair for ductless and window ACs with integrated heating, ventilation, and air conditioning (HVAC) systems.
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