Business Vehicle Use: What Is Covered?

​Business drivers may be at a larger risk than personal drivers since they are more likely to be involved in workplace accidents. Consequently, it necessitates additional protection from their employers through professional liability insurance.

Almost every state requires personal auto insurance. However, your policy may not cover losses caused by incidents when you or your employees use your vehicle for work. Most states require small business owners to insure their company-owned vehicles with commercial auto insurance.

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