Umbrella Insurance For Businesses: Additional Coverage For Peace Of Mind

​As a business owner in Windham, NH, you likely have several insurance policies to protect your business from various risks. However, even with comprehensive coverage, there may be gaps in your insurance protection that could leave you vulnerable to unexpected losses. That's where umbrella insurance comes in. In this article, we will discuss the benefits of umbrella insurance for businesses in Windham, NH.

What is Umbrella Insurance?
Umbrella insurance is a type of liability insurance that provides additional coverage beyond the limits of your primary liability policies, such as commercial general liability (CGL) or commercial auto insurance. Umbrella insurance can provide coverage for a wide range of risks, including bodily injury, property damage, and personal injury.

Benefits of Umbrella Insurance for Businesses in Windham, NH

1. Increased Liability Limits
   One of the main benefits of umbrella insurance is that it provides additional liability coverage beyond the limits of your primary policies. This can be especially important for businesses in Windham, NH, where the cost of living and doing business is relatively high. With umbrella insurance, you can increase your liability limits to protect your business from large losses that could potentially bankrupt your business.
   
   
2. Protection from Unforeseen Risks
   Umbrella insurance can provide coverage for risks that may not be covered by your primary policies. For example, if your business is sued for slander or defamation, your CGL insurance may not provide coverage. Umbrella insurance can fill this gap in coverage and provide additional protection for your business.
   
   
3. Cost-Effective Coverage
   Umbrella insurance is generally cost-effective compared to other types of insurance coverage. For a relatively low premium, you can get additional coverage that can protect your business from catastrophic losses. This can provide peace of mind for business owners in Windham, NH, who want to ensure that their business is protected from unexpected risks.
   
   
4. Protection for Business Assets
   Umbrella insurance can also provide protection for your business assets, such as buildings, equipment, and inventory. If your business is sued and a judgment is made against you, your assets could be seized to pay the judgment. With umbrella insurance, you can protect your assets and ensure that your business can continue to operate.

Conclusion
In conclusion, umbrella insurance can be an important additional coverage for businesses in Windham, NH. With increased liability limits, protection from unforeseen risks, cost-effective coverage, and protection for business assets, umbrella insurance can provide peace of mind for business owners who want to ensure that their business is protected from unexpected losses. Be sure to work with an experienced insurance agent to determine if umbrella insurance is right for your business.

​At Appletree Insurance, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (603) 881-9900 or CLICK HERE ​to request a free quote. 

Disclaimer: The information presented in this blog is intended for informational purposes only and should not be considered as professional advice. It is crucial to consult with a qualified insurance agent or professional for personalized advice tailored to your specific circumstances. They can provide expert guidance and help you make informed decisions regarding your insurance needs.​